Lake to ShoreProperties · Florida (503) 583-0062
Key West at sunset

Sell your Florida house to a person, not a call center.

Cody and Joel are Florida real estate investors. We fix up houses and put them back in the neighborhood better than we found them, and we can pay cash, take over your payments, or pay you over time. Look us up first. Call when you are ready.

Check us before you call us.

You should not have to take a stranger's word for anything. Here are three ways to verify us without talking to us at all.

Check the public record

Every house we buy is recorded with the county. Ask us for addresses we've bought, then look them up yourself on the county's property appraiser website.

Your money never touches us

A licensed Florida title company holds the deposit and pays you at closing. We give you their name and number. Call them yourself.

Ask past sellers

Read what owners in your county said, below. Ask Cody and he will put you in touch with one who agreed to take calls.

Heard from Joel? He's Cody's cousin and co-founder. Anyone who calls or texts for us says they're with Lake to Shore.

No money up front, ever. If anyone asks you for a deposit or a fee to sell your house, hang up.

Ways we can buy

More than one way to sell your house.

We invest in Florida real estate, so we can structure a purchase more than one way. Tell us what you need, and Cody will call to go over the options that fit, with real numbers, before anything goes in writing.

Cash, as-is

We buy the house as it stands and close on the date you pick.

Good for
A quick, clean exit: an inherited house, a divorce, repairs you can't take on.
Know this
A cash price is below retail, because we take on the repairs and the risk.

We take over your payments

We buy the house and make your mortgage payments from then on.

Good for
Owners who are behind or have little equity and want out before a foreclosure.
Know this
The loan stays in your name until it's paid off or refinanced. The questions below explain what that means.

You finance the sale

We pay part of the price at closing, then monthly payments with interest.

Good for
Owners with a paid-off house, or close to it, who want a higher price and steady income.
Know this
You're paid over time instead of all at once. The questions below cover the trade-offs.
How a sale works

From the first call to closing, in about three weeks.

  1. Day 1

    A ten-minute call

    You tell Cody about the house and what you need. No pressure to decide anything.

  2. Days 2–5

    We look at the house

    Some owners prefer a visit, others send photos. No repairs, no cleaning, no showings.

  3. Within 24 hours

    We go over your options

    Cody calls to walk you through each option that fits. When you pick one, he puts it in writing for you to review.

  4. You choose

    Your closing date

    As soon as 14 days, or months out if you need time to move.

  5. Closing day

    You get paid

    At the title company. If you finance the sale, monthly payments follow.

No agent commissionWe pay the closing costsNo repairs or cleanoutLeave what you don't want
Who you'll talk to
"I answer my own phone, I look at every house myself, and I'll be at the closing table."

Cody, co-founder

Cody and his wife, Sarah

Cody

Co-founder

Cody lives in Central Florida with his wife, Sarah, and has invested in real estate here for 5 years: buying houses that need work, fixing them up properly, and putting them back on the block better than he found them. He is not a real estate agent and won't pretend to be. If listing with an agent would get you more money and you have the time, he will tell you that.

Joel

Co-founder

If you got a text or call from Joel, you're in the right place. Joel is Cody's cousin and co-founder, and often the first person you'll hear from. Most of the owners we talk with are dealing with something hard. When you're ready to talk about the house, he connects you with Cody for the details and the offer.

Straight answers

The questions people are too polite to ask.

If your question is not here, ask it on the phone. A good buyer is happy to answer anything before you sign.

Is this a scam?

It's the right question. A scam asks you for money or rushes you. We never ask you for a dollar, the title company handles every payment, and you can take our written offer to an attorney or a family member before you sign.

Why is a cash offer below what Zillow says?

With cash, we buy the house as it is and pay for the repairs, the holding costs and the risk. An agent listing may get you more. A cash offer trades some price for speed, certainty and no work on your end. We will show you how we got the number.

If price matters more than speed, ask about financing the sale yourself. Being paid over time can bring you closer to full price.

What does "taking over your payments" mean?

We buy the house and make your mortgage payments from then on. The loan stays in your name until it is paid off or refinanced. Know two things before you agree. Most mortgages let the lender ask for the full balance when a house changes hands, called a "due-on-sale" clause. And if a payment were ever missed, it would show on your credit.

Every term goes in the written contract, and we encourage you to have an attorney review it before you sign.

What does it mean to finance the sale yourself?

Instead of one lump sum, you get a down payment at closing and monthly payments with interest for an agreed number of years. The house secures the loan, and the title company records it with the county. It can mean a higher total price and steady income.

The trade-off: you're paid over time instead of all at once, and if payments stopped, you would have to go through foreclosure to take the house back. An attorney can walk you through it before you sign.

Do I pay anything?

No. No commission, no fees, and we pay the normal closing costs. If you owe a mortgage, liens or code fines, those are paid off from the sale at closing, and you see every line on the settlement statement first.

No money up front, ever. If anyone asks you for a deposit or a fee to sell your house, hang up.

Do you buy houses in rough shape, or with fines, or in a divorce?

Yes, that is most of what we buy. Code violations, roof damage, a house still full of furniture, an estate in probate, two owners who don't speak to each other. We have worked through all of it with title companies before.

What does a title company actually do?

A title company is a licensed, insured, neutral third party. It checks that the house can legally be sold, holds the buyer's money in an escrow account, pays off anything owed on the property, records the deed with the county, and pays you. Neither side controls it. That is why we insist on using one.

Recent deals

A few of our recent deals.

Shown by city, never by address. Sellers' privacy comes first.

A house we bought and renovated in Inverness

Inverness

Citrus County
A house in Webster from one of our deals

Webster

Sumter County
A house in Orlando from one of our deals

Orlando

Orange County

Call or text Cody.

Call or text, 8am to 7pm Eastern, seven days. If Cody is with another seller, he calls back the same day.

We'll only use this to contact you about your house. Privacy policy
Call or text Cody(503) 583-0062
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